E-Statement Agreement

E-Statement Agreement Print Version 

This agreement is made between you and Bank of Stronghurst for electronic delivery of your Bank of Stronghurst account statement(s) and any disclosures that we might send to you using online banking and our website (www.bankofstronghurst.com).  The words “we”, “us”, and “our” means Bank of Stronghurst and the words “you” and “yours” means each account owner.  As used in this disclosure, “communication” means any periodic statement, authorization, agreement, disclosure, notice, or other information related to your Account, including but not limited to information that we are required by law to provide to you in writing.

You agree to abide by the terms and conditions of this agreement and acknowledge your receipt and understanding of the disclosures contained in this agreement.  This agreement is in addition to any other agreements between you and us including deposit account disclosures and internet banking agreement and disclosures.  If there is a conflict between the terms and conditions of this agreement and any other agreement between you and us, this agreement will control.

By accepting this agreement with respect to an account, you agree that we may provide you with any communications relating to that account in electronic format.  If you request to receive your statement by electronic delivery, you understand and agree that you will no longer receive a paper statement or the documents (check images) enclosed with the paper statement.    We will document and archive all statements and cancelled checks to ensure future availability whether produced electronically or in print.  Your consent to receive electronic communications includes, but is not limited to:

  • Initial disclosures or agreements for your account(s)
  • Periodic disclosures for your account(s)
  • Notices or disclosures about a change in the terms of your account(s)
  • Privacy policies and notices

In order to use this service, you will need:

  • Bank of Stronghurst Online Banking Account
  • A computer and Internet browser that will support 128 bit encryption
  • Internet access through an Internet service provider (ISP)
  • Access to a printer and/or other storage medium such as a hard drive for downloading information or printing disclosures
  • An e-mail account
  • Adobe Acrobat Reader 7.0 (or higher)

We will notify you by e-mail when your statement(s) is available.  You will need to log on to online banking to retrieve your statement(s).  Statements will be available for six months.  You may save or print your statement for future access.  You do have the ability to request a paper copy of an electronic statement at any of our three locations, by contacting us by telephone at (309) 924-1316 or writing us at P O Box 420, Stronghurst, IL  61480.  If you request a paper copy of any communication provided to you electronically pursuant to this authorization, we may charge you a nominal fee.  A photocopy statement is $.20 per page and account research fee is $25.00 per hour.

You may withdraw your consent to receive communications in electronic form for any of your accounts at any of our three locations, or by writing us at P O Box 420, Stronghurst, IL  61480.  We may treat your provision of an invalid e-mail address as your withdrawal consent to receive electronic communications.  Currently, no fees apply to receive paper statements.

You must maintain a valid e-mail address with Bank of Stronghurst to receive electronic statements.  If your e-mail changes, you may update your e-mail address through the Bank of Stronghurst Online Banking system by clicking on “User Options”, or by notifying us in person at one of our three locations, or by writing us at P O Box 420, Stronghurst, IL  61480.

We reserve the right, in our sole discretion, to discontinue the provision of your electronic communications, or to terminate or change the terms and conditions on which we provide electronic communications.  We will provide you with notice of any such termination or change as required by law.

You acknowledge and agree that your consent to electronic communications is being provided in connection with a transaction affecting interstate commerce that is subject to the Federal Electronic Signatures in Global and National Commerce Act, and that you and Bank of Stronghurst both intend that the Act will be applied to the fullest extent possible to validate our ability to conduct business with you by electronic means.

By completing the enrollment process, you are consenting to the electronic delivery of your periodic statement(s), disclosures or notices (including any change in terms) and acknowledge that you have the necessary software to view and save PDF files, which allows you to view your statement online.