Checking Accounts

Simple accounts built for everyday life.

 

Find the right checking account for you

We offer a variety of personal checking accounts. Take a look at the features and choose the one that best fits your needs.

Take a look at our Comparison Chart for a side-by-side view.

 

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All of our Personal Checking Accounts include:

  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free eStatements
  • Visa Debit Card*

* Debit card issue is not guaranteed. 

Regular Checking

Low-cost with images included with statement.

Free Checking

Convenient checking with no monthly fees, unlimited check writing, truncated statements.

Student Checking

No minimum balance, first check order free, and images included with statement.

NOW Account

Interest-bearing checking account with images included in statement.

Life Begins at 50 (LB50)

If you have reached the age of 50, we want to help your money work for you. You will have an interest-bearing checking account (NOW) with no minimum balance and no monthly service charge. Your monthly statement will include images.

Money Market Account

Earn more interest with a limited transaction account.

Personal Checking Accounts Comparison Chart

 

Non-Interest Bearing Accounts Interest Bearing Accounts
 

CONSUMER &
NON-CONSUMER

CONSUMER &
NON-CONSUMER

CONSUMER

CONSUMER &
NON-CONSUMER
CONSUMER CONSUMER &
NON-CONSUMER
 CHECKING PRODUCTS REGULAR CHECKING ACCOUNT FREE CHECKING ACCOUNT STUDENT CHECKING ACCOUNT NOW ACCOUNT LIFE BEGINS AT 50 NOW ACCOUNT MONEY MARKET ACCOUNT
MINIMUM BALANCE TO OPEN ACCOUNT NO NO NO $500.00 NO $2500.00

MINIMUM AVG DAILY BALANCE TO AVOID SERVICE CHARGE

$100**

NO

NO

$500.00 NO $1000.00

ELIGIBILITY

NA

NA

14-23 YRS OLD

NA 50 YRS OLD + NA

OVERDRAFT FEE

$22.00 $22.00

$22.00

$22.00 $22.00 $22.00
INTEREST BEARING NO NO NO NO 10 PER MONTH NO
FREE MONEY ORDER/MONTH NO NO YES NO YES NO
FREE FIRST CHECK ORDER NO YES YES YES YES NO
UNLIMITED CHECK WRITING YES YES YES YES YES YES
VISA DEBIT CARD* YES YES YES YES YES YES
ATM CARD YES YES YES YES YES YES
FREE ONLINE BANKING YES YES YES YES YES YES
FREE MOBILE BANKING YES YES YES YES YES YES
FREE BILL PAY YES YES YES YES YES YES
IMAGES WITH STATEMENT YES YES YES YES YES YES

* Debit card issue is not guaranteed.
** ANY DAY OF STATEMENT CYCLE BALANCE DROPS BELOW

Have Questions? We Can Help!

Let us assist you in selecting the account or accounts that best fit your needs and we can help you open your account today with the Bank of Stronghurst.

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