With a certificate of deposit (CD), you deposit money for a predetermined amount of time and earn interest on those funds. The interest is usually compounded and added to the principal.
CD Rates
| ACCOUNT TYPE | MINIMUM DEPOSIT TO OPEN ACCOUNT | MINIMUM BALANCE* TO OBTAIN ANNUAL PERCENTAGE YIELD | INTEREST RATE | ANNUAL ** PERCENTAGE YIELD |
|---|---|---|---|---|
| 3 MONTH CD* | $500.00 | $500.00 | 0.70% | 0.70% |
| 6 MONTH CD* | $500.00 | $500.00 | 0.80% | 0.80% |
9 MONTH CD* | $500.00 | $500.00 | 0.90% | 0.90% |
9 MONTH CD SPECIAL* | $500.00 | $500.00 | 3.55% | 3.60% |
1 YEAR CD* | $500.00 | $500.00 | 0.95% | 0.95% |
15 MONTH CD* | $500.00 | $500.00 | 1.00% | 1.00% |
| 15 MONTH CD SPECIAL* | $500.00 | $500.00 | 3.25% | 3.29% |
| 18 MONTH CD* | $500.00 | $500.00 | 3.35% | 3.39% |
| 24 MONTH CD* | $500.00 | $500.00 | 3.45% | 3.49% |
| 30 MONTH CD* | $500.00 | $500.00 | 1.25% | 1.26% |
| 36 MONTH CD* | $500.00 | $500.00 | 1.35% | 1.36% |
| 60 MONTH CD* | $500.00 | $500.00 | 1.65% | 1.66% |
* A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL
** THE ANNUAL PERCENTAGE YIELD ASSUMES INTEREST WILL REMAIN ON DEPOSIT UNTIL MATURITY.
A WITHDRAWAL OF INTEREST WILL REDUCE EARNINGS.
Rates effective as of 02/14/2025, and are subject to change at any time.
Have Questions? We Can Help!
Ready to get started or have a question regarding our CD rates? We’re here to help! Call your local branch today for more information.
Help grow your savings with a CD!
Are you looking for higher interest rates than traditional savings accounts can offer? Certificates of Deposit offer higher yields on your money, depending on the length of the term. We offer many CD terms with a minimum investment of only $500.00.
